YOU CAN GET A SECOND OPINION: You may have questions about a letter you received about the “determination” of the storm damage to your property. It’s important to know that this Substantial Damage Determination “SDD”, which was made by FEMA, is not a final number. It’s a starting point.
If you feel it is wrong, you have options. We will accept ANY of the following as justification to revise your SDD:

  • You can hire an architect/engineering company to do an independent evaluation
  • You can get a licensed contractor’s quote for repair costs
  • You can turn in the receipts/invoices of actual costs of repair